What Is A Rate Lock?

  If you are buying a home with a loan in the South Florida area you may have heard of something called a rate lock from your lender. Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video...

Are There Special Mortgages For First-Time Homebuyers?

  Thinking about buying a home for the first time in South Florida? Yes. Like the video shows, lenders now offer several affordable mortgage options which can help first-time homebuyers overcome obstacles that made purchasing a home difficult in the past. Lenders...

What Steps Need To Be Taken To Secure A Loan?

  Looking to secure a loan for the purchase of your South Florida property? You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you’ll need the following...

What Is An Appraisal?

  Getting a home appraised in South Florida? Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller;  their primary mission is actually to protect the lender...

What Factors Affect Mortgage Payments?

  Curious about what factors can impact your mortgage payments on that property you are looking to buy in the Fort Lauderdale area? Well, as this story shows, the amount of the down payment, the size of the mortgage loan, the interest rate, the length of the...